Annual Student Loan Limits for an Academic Year

1st Year (1-29 credit hours)

Subsidized

Unsubsidized

Total

Dependent Student

$3,500

$2,000

$5,500

Independent Student

$3,500

$6,000

$9,500

2nd Year (30+ credit hours)

Subsidized

Unsubsidized

Total

Dependent Student

$4,500

$2,000

$6,500

Independent Student

$4,500

$6,000

$10,500

Aggregate Student Loan Limits

If the total loan amount you receive over the course of your undergraduate education reaches the aggregate loan limit, you are not eligible to receive additional loans. However, if you repay some of your loans to bring your outstanding loan debt below the aggregate loan limit, you could then borrow again, up to the amount of your remaining eligibility under the aggregate loan limit.

Undergraduate Study

Subsidized

Total Subsidized/Unsubsidized

Dependent Student

$23,000

$31,000

Independent Student

$23,000

$57,000