When a student borrows money through the Federal Family Education Loan Program or the Federal Direct Student Loan Program, the college provides information to the National Student Loan Data System and its authorized users such as guaranty agencies, lenders and educational institutions.
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Institutions base student loan eligibility upon your academic grade level and active program of study at OTC as well as your loan borrowing history.
In determining how much you may borrow, understanding which grade level you are is important. Students in a:
See helpful links below:
First Time Students Receiving Student Loans
How Your Student Loan Will Disburse
Direct Student Loan Interest Rates
What You Should Consider When Taking Out Federal Student Loans
In myOTC, view My Awards through the financial aid menu. If you do not have any awards showing or additional documents are needed or currently under review, you will need to wait until your file is complete to view student loan eligibility.
If you wish to request a new or additional loan, go to myOTC and select Request a New Loan through the financial aid menu.
You must have a completed MPN and Entrance counseling through studentaid.gov.
Ozarks Technical Community College does not participate in any of the Federal Plus Loan Programs. The Federal Direct Loan Program is the only student loan program the college participates in for students.
Ozarks Technical Community College will only certify a private loan for students currently active in the Aviation Flight Technology program and enrolled in Aviation lab courses. This is the only degree program for which private loans may be certified due to the cost of the program.
Students enrolled in the Aviation Flight Technology program lab components may request a private loan through Sallie Mae or Commerce Bank. OTC requires all federal financial aid options be exhausted prior to our certifying a private student loan for an Aviation student.
Private Student Loan Disclosure Information: