Student Loan Information
Institutions base student loan eligibility upon academic grade level and active program of study as well as loan borrowing history.
Subsidized Loans are based on financial need. Unsubsidized Loans are not based on financial need. See the helpful link below.
In determining how much you may borrow, understanding your grade level is important.
- Certificate programs are always considered grade level 1.
- Maximum loan amount per academic year (fall/spring/summer):
- Dependent student – $5,500 with no more than $3,500 as Subsidized Loan
- Independent student – $9,500 with no more than $3,500 as Subsidized Loan
- Maximum loan amount per academic year (fall/spring/summer):
- Associate degree programs for students with fewer than 30 credit hours completed are considered grade level 1.
- Maximum loan amount per academic year (fall/spring/summer):
- Dependent student – $5,500 with no more than $3,500 as Subsidized Loan
- Independent student – $9,500 with no more than $3,500 as Subsidized Loan
- Maximum loan amount per academic year (fall/spring/summer):
- Associate degree programs for students with 30+ credit hours completed are considered grade level 2.
- Maximum loan amount per academic year (fall/spring/summer):
- Dependent student – $6,500 with no more than $4.500 as Subsidized Loan
- Independent student – $10,500 with no more than $4.500 as Subsidized Loan
- Maximum loan amount per academic year (fall/spring/summer):
Please note: Loan amounts awarded must also fall within a student’s overall Cost of Attendance.
See the helpful links below:
Difference between a Subsidized Loan and an Unsubsidized Loan
First Time Students Receiving Student Loans
How Your Student Loan Will Disburse
Direct Student Loan Interest Rates