1st Year (1-29 completed credit hours) OR (actively pursuing a one year certificate program)
Subsidized
Unsubsidized
Total
Dependent Student
$3,500
$2,000
$5,500
Independent Student
$3,500
$6,000
$9,500
2nd Year (30+ completed credit hours and actively pursing an Associate of Arts or Associate of Applied Science)
Subsidized
Unsubsidized
Total
Dependent Student
$4,500
$2,000
$6,500
Independent Student
$4,500
$6,000
$10,500
Aggregate Student Loan Limits
If the total loan amount you receive over the course of your undergraduate education reaches the aggregate loan limit, you are not eligible to receive additional loans. However, if you repay some of your loans to bring your outstanding loan debt below the aggregate loan limit, you could then borrow again. You can do this up to the amount of your remaining eligibility under the aggregate loan limit.
Undergraduate Study
Subsidized
Total Subsidized/Unsubsidized
Dependent Student
$23,000
$31,000
Independent Student
$23,000
$57,500
-How Much Can I Borrow?